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Important legal information about the email you will be sending. By using this service, you agree to input your real email address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an email. All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf. The subject line of the email you send will be "Fidelity.
As you get ready to open your plan account, decide which investment strategy will work best for you. Our plans offer options for every type of investor.
Open a Account. Our Age-Based Strategy includes portfolios that are managed according to the beneficiary's birth year with the asset allocation automatically becoming more conservative as the beneficiary nears college age. Your beneficiary's birth year will help determine the Age-Based portfolio in which you'll invest. Fidelity may use its proprietary asset allocation research to make active asset allocation decisions in the Age-Based portfolios that invest in Fidelity Funds and Multi-Firm Funds.
Such active asset allocation decisions may better enable the portfolios to take advantage of short- to medium-term opportunities and market conditions.
Although an active asset allocation strategy is designed to add value, there is no guarantee any value will be added, and the strategy may result in losses to the Portfolios. Please review a plan fact kit for more information on Portfolio asset allocation. For investors who prefer to manage their own asset allocations, our Custom Strategy provides the flexibility you'll need to build your own customized approach to college saving and investing.
This strategy allows you to create an investment mix from portfolios that fall into four categories:. Learn more about the Age-Based Strategy. Get started with education savings. Choosing an Investment Portfolio. If you or the designated beneficiary is not a New Hampshire, Massachusetts, Delaware, or Arizona resident, you may want to consider, before investing, whether your state or the beneficiary's home state offers its residents a plan with alternate state tax advantages or other state benefits such as financial aid, scholarship funds and protection from creditors.
Units of the portfolios are municipal securities and may be subject to market volatility and fluctuation. You could lose money by investing in this money market investment option. An investment in this money market investment option is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The underlying fund's sponsor has no legal obligation to provide financial support to the underlying fund, and you should not expect that the sponsor will provide financial support to the underlying fund at any time.
Please carefully consider the plan's investment objectives, risks, charges, and expenses before investing. Read it carefully before you invest or send money. Skip to Main Content. Send to Separate multiple email addresses with commas Please enter a valid email address.
Your email address Please enter a valid email address. Build Your Own Investment Mix. Although the underlying deposits are eligible for FDIC insurance, subject to applicable federal deposit insurance limits, the units of the Bank Deposit Portfolio are not insured or guaranteed by the FDIC or any other government agency.
You are responsible for monitoring the total amount of your assets on deposit at the depository bank, including amounts held directly at the depository bank. Please see your Fact Kit for more details. The asset allocation strategy you choose for any Custom Strategy should be based on your investment objectives, risk tolerance, time horizon, and other factors you determine to be important. Different asset allocations offer different balances between risk and potential returns.
Generally, the greater the stock allocation, the greater the potential for long-term returns and the greater the risk of volatility, especially over the short term.
Call a college savings representative Chat with a representative. More information Get started with education savings Understand what it's like to have an account, from choosing a plan to withdrawing funds. Choosing an Investment Portfolio Learn more about picking the right investment strategy that fits your needs.
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